I have always used all of my talents and resources to meet my clients lending needs with a primary focus on educating and communicating every phase of the lending process. My slogan for almost 20 years has been "Let me walk you home". As Bankers and Loan Officer's we can't assume that our clients know the process of lending as we are not experts in their fields and we need to treat them with that level of respect. Even if we can't qualify them for their desired real estate transaction today, we can educate them as to what path to take to get them to the point of realizing their goals. I have served this industry for over 20 years and can't think of anything else I would rather do than to help those in my community to become Real Estate owners. An eight hour day just isn't enough. I make myself available to my clients based upon their schedules and stand ready to create a specific loan for each individual transaction. When the bank says no-call me so we can get you to a YES!